Chapter 13 Bankruptcy Lawyers Serving Chico, California
Are you having trouble keeping up with mortgage payments and other loans? If you earn a steady income, Chapter 13 bankruptcy may offer you the best opportunity to get out of debt.
At Attorney Debt Solutions, we have the skill and experience in bankruptcy law to guide you through the Chapter 13 bankruptcy process. We are the largest bankruptcy firm in Northern California and are here to achieve your most critical legal objectives.
Contact us today online or by telephone at 1-800-BANKRUPT to take your first step to total debt relief. We represent clients from Chico, Red Bluff, Orland and throughout the surrounding areas.
Is Chapter 13 Right for You?
At Attorney Debt Solutions, we have over 30 years combined experience helping Californians with Chapter 7 and Chapter 13 bankruptcy. If you are struggling with mounting debts and searching for debt relief options, you may wish to ask yourself the following questions:
- Are you struggling to keep up with mortgage payments, car loans and other debts?
- Would you be able to keep up with a 36 to 60-month debt repayment plan?
- Are you tired of being harassed by creditors and threatened with foreclosure and other harsh debt collection tactics?
If you answer yes to more than one of these questions, Chapter 13 bankruptcy may be the best option for you. Our attorneys will work with you personally to help you determine the best legal strategy to achieve your debt relief goals. We will take care of all of the necessary legal details to make this process as easy for you as possible.
Second Mortgage and Vehicle Loan "Cram Downs"
In some situations, Chapter 13 bankruptcy can reduce your car and home loans significantly. If your current home value is less than the outstanding balance on your first mortgage, it is possible to eliminate your second mortgage altogether. Likewise, if your vehicle's value has fallen below the outstanding loan balance, you may be able to eliminate the difference. You can also use a "cram down" on other financed purchases such as tools or work equipment. Our debt relief lawyers can answer any questions you may have about making Chapter 13 bankruptcy work for you.
Schedule Your Free Consultation
If you are struggling with mounting debts and finding it hard to keep up, we are here to help. Contact us today online or by telephone at 1-800-BANKRUPT to schedule a free debt relief consultation with an experienced Chico, California, Chapter 13 bankruptcy lawyer. We hold regular office hours and are available evenings and weekends by appointment. We also have law offices in Sacramento and throughout Northern California.
